El Buen Fin was born with the purpose of offering the general public options and products of low cost.
This weekend, from November 16 to 19, the 8th edition will be held in Mexico el Buen Fin, in which Casas JAVER will participate and offer incredible discounts. This initiative was born in 2011 in order to offer the general public options and low-cost products, and thus boost the national economy and the generation of jobs.
From its first edition, el Buen Fin came to counteract the offers of the so-called Black Friday; According to CNN, in that first edition of 2011, sales of were reported 106 billion pesos, mainly in electronic items.
In this post we bring you some tips to consume wisely this weekend and invest our money in a very appropriate way.
Set a budget
A rule of thumb is to set a budget so you don’t overspend on things that
we do not need. Do not stipulate more than 30% of your monthly income for this type of expense. Implement the 50-30-20 rule. This is a rule that will allow you to distribute your Income better:
- 50% of your income is used to pay debts and basic needs, keep in mind
that the payment of your debts should not exceed 20% of this amount. - 30% will be for fun expenses or treats that you want to give yourself.
- 20% is just for savings.
List all the expenses you have, both those of primary necessity and the treats that you you give yourself…
If in addition to looking for Christmas gifts for your loved ones you are looking for an offer that benefits your home, opt for white line goods or household appliances, since they are a suitable investment that will benefit your family and greatly facilitate house work.
Months without interest
According to INEGI, months without interest were the main form of payment.
Think objectively and put under a magnifying glass the purchases that are suitable and not suitable for purchase with MSI. For example, we can buy a TV at 12 MSI, since its useful life is longer than this period of time. In the same way with computer equipment, however, with this type of device it would not be advisable to resort to the 48 MSI since technology becomes obsolete in a short period of time.
“Be sure that the useful life of the product is significantly higher than the time in months that it takes you to pay” says the co-founder of CompareGuru.com.
Do not waste your bonus
Under no circumstances let yourself be carried away by the heat of the moment. Few will be fortunate that they will have access to their Christmas bonus to take advantage of this Buen Fin, therefore they should be more cautious and not waste it with seasonal offers.
Think about the expenses that you still have to do until the end of the year, keep in mind to allocate accordingly so as not to end up in even more in debt.
A good idea is to keep track of the parties, meetings and exchanges that you will have, as well as the budget you made and you will know honestly what is the maximum money you can allocate to each commitment and thus avoid acquiring debts in the short term.
These are some tips to help your budget in this Buen Fin. It does not hurt to
research even more savings strategies on the internet, and see which ones are best suited to your budget and the purchases you are looking to make.
